The 10 Best Banks in Saginaw, MI

Last updated October 11, 2026 · ranked from 543 Google reviews · How we rank

This list ranks 10 banks in and around Saginaw, MI, led by Team One Credit Union, Financial Plus Credit Union and Consumers Professional Credit Union. Together they have 543 Google reviews; Health Advantage Federal Credit Union has the highest Google rating on the list at 4.8. Every place on the list is in Saginaw, MI. Rankings weigh Google rating, review volume, how complete and current each listing is, and our own notes on each place.

Top picks at a glance

  1. 1Team One Credit UnionTeam One Credit Union holds a 4.6 Google rating across 213 reviews, listed on Google as credit union.
  2. 2Financial Plus Credit UnionFinancial Plus Credit Union holds a 4.4 Google rating across 153 reviews, listed on Google as credit union.
  3. 3Consumers Professional Credit UnionConsumers Professional Credit Union holds a 4.1 Google rating across 42 reviews, listed on Google as credit union.
  1. Team One Credit Union in Saginaw1

    Team One Credit Union

    4.6(213)· Google4.6 out of 5 from 213 reviews (Google rating)

    Credit union

    Own this business? Claim itOpen now · closes 5:00 PM

    Team One Credit Union holds a 4.6 Google rating across 213 reviews, listed on Google as credit union.

    “Kate L was amazing. She walked me through the app. She helped me figure out some solutions to my issues. She was kind courteous and stayed on the phone with me until I could figure everything out. I cannot say enough about how amazing sh…”
    — mark spencer, 2026-08-01 · google

    Work at Team One Credit Union? Get your badge

  2. Financial Plus Credit Union in Saginaw2

    Financial Plus Credit Union

    4.4(153)· Google4.4 out of 5 from 153 reviews (Google rating)

    Credit union

    Own this business? Claim itOpen now · closes 5:00 PM

    Financial Plus Credit Union holds a 4.4 Google rating across 153 reviews, listed on Google as credit union.

    “Thank you to Ben Wieland for helping me open my savings & checking account superrrr fast!! Great guy!!!”
    — Jae'Lay Franks, 2026-10-02 · google

    Work at Financial Plus Credit Union? Get your badge

  3. Consumers Professional Credit Union in Saginaw3

    Consumers Professional Credit Union

    4.1(42)· Google4.1 out of 5 from 42 reviews (Google rating)

    Credit union

    Own this business? Claim itOpen now · closes 5:00 PM

    Consumers Professional Credit Union holds a 4.1 Google rating across 42 reviews, listed on Google as credit union.

    “Addison is the best, friendliest teller ever. I always look forward to seeing her. She's very knowledgeable and always has a smile.”
    — Jim Lehman, 2026-09-25 · google

    Work at Consumers Professional Credit Union? Get your badge

  4. Family First Credit Union in Saginaw4

    Family First Credit Union

    4.0(52)· Google4.0 out of 5 from 52 reviews (Google rating)

    Credit union

    Own this business? Claim itOpen now · closes 5:00 PM

    Family First Credit Union holds a 4.0 Google rating across 52 reviews, listed on Google as credit union.

    “Really good and family oriented bank. Very nice, accommodating and interactive with my kids. Helped solve account issues quickly”
    — Evelyn, 2026-05-18 · google

    Work at Family First Credit Union? Get your badge

  5. Chase Bank in Saginaw5

    Chase Bank

    4.3(24)· Google4.3 out of 5 from 24 reviews (Google rating)

    Bank

    Own this business? Claim itOpen now · closes 5:00 PM

    Chase Bank holds a 4.3 Google rating across 24 reviews, listed on Google as bank.

    • Saturday morning hours
    • Wire transfer assistance
    • Wheelchair-accessible parking
    “Love Anida! She’s the sweetest woman! Her smile and kindness is genuinely refreshing and makes banking and bill paying almost enjoyable. Hoping they got rid of the grouch lady who was always a bummer vibe.”
    — Stephanie Annis, 2026-09-04 · google

    Work at Chase Bank? Get your badge

  6. Health Advantage Federal Credit Union in Saginaw6

    Health Advantage Federal Credit Union

    4.8(13)· Google4.8 out of 5 from 13 reviews (Google rating)

    Credit union

    Own this business? Claim itOpen now · closes 5:00 PM

    Health Advantage Federal Credit Union holds a 4.8 Google rating across 13 reviews, listed on Google as credit union.

    “Love Being a Member of HACU Because... The staff are very friendly and on top of things. My local branch offer a nice amount of services and helps with credit needs. I worked with a staff member who printed off my credit report, explaine…”
    — Demetra J Allen, 2020-08-11 · google

    Work at Health Advantage Federal Credit Union? Get your badge

  7. Frankenmuth Credit Union SVRC Branch in Saginaw7

    Frankenmuth Credit Union SVRC Branch

    4.2(10)· Google4.2 out of 5 from 10 reviews (Google rating)

    Credit union

    Own this business? Claim itOpen now · closes 5:30 PM

    Frankenmuth Credit Union SVRC Branch holds a 4.2 Google rating across 10 reviews, listed on Google as credit union.

    “First time today trying them. It was amazing 👏 never heard of them or knew they existed tell last week from coworkers 🤔. I plan on bringing my family there. To all try it. Keep up the good work my friends.”
    — Victoriano Garcia, 2025-09-25 · google

    Work at Frankenmuth Credit Union SVRC Branch? Get your badge

  8. Jolt Credit Union in Saginaw8

    Jolt Credit Union

    3.3(33)· Google3.3 out of 5 from 33 reviews (Google rating)

    Credit union

    Own this business? Claim itOpen now · closes 5:00 PM

    Jolt Credit Union holds a 3.3 Google rating across 33 reviews, listed on Google as credit union.

    “We’ve had all of our banking with Jolt for a decade+, and have no intention to change.”
    — Pamela Taylor, 2026-08-22 · google

    Work at Jolt Credit Union? Get your badge

  9. Isabella Bank in Saginaw9

    Isabella Bank

    2.3(3)· Google2.3 out of 5 from 3 reviews (Google rating)

    Bank

    Own this business? Claim itClosed · opens 9:00 AM

    Isabella Bank holds a 2.3 Google rating across 3 reviews, listed on Google as bank.

    Work at Isabella Bank? Get your badge

  10. ChoiceOne Bank in Saginaw10

    ChoiceOne Bank

    Bank

    Own this business? Claim itClosed · opens 9:00 AM

    ChoiceOne Bank is a verified local listing, listed on Google as bank.

    • Personal and business banking
    • ATM available
    • Wheelchair-accessible entrance

    Work at ChoiceOne Bank? Get your badge

Map of every pick

Compare at a glance

Comparison of the best Banks in Saginaw, MI
#PlaceGoogle ratingPriceGoogle reviewsNeighborhoodPhoneOpen now
1Team One Credit Union4.6(213)4.6 out of 5 from 213 reviews (Google rating)—213—+1989-754-6575Open
2Financial Plus Credit Union4.4(153)4.4 out of 5 from 153 reviews (Google rating)—153—+1800-748-0451Open
3Consumers Professional Credit Union4.1(42)4.1 out of 5 from 42 reviews (Google rating)—42—+1989-793-9188Open
4Family First Credit Union4.0(52)4.0 out of 5 from 52 reviews (Google rating)—52—+1989-759-1686Open
5Chase Bank4.3(24)4.3 out of 5 from 24 reviews (Google rating)—24—+1989-249-1502Open
6Health Advantage Federal Credit Union4.8(13)4.8 out of 5 from 13 reviews (Google rating)—13—+1989-791-7070Open
7Frankenmuth Credit Union SVRC Branch4.2(10)4.2 out of 5 from 10 reviews (Google rating)—10—+1989-497-1600Open
8Jolt Credit Union3.3(33)3.3 out of 5 from 33 reviews (Google rating)—33—+1989-799-8744Open
9Isabella Bank2.3(3)2.3 out of 5 from 3 reviews (Google rating)—3—+1800-651-9111Closed
10ChoiceOne Bank———+1989-393-4020Closed

Ratings and review counts shown are Google ratings, displayed with attribution.

How we ranked this list

Each bank is scored on a Bayesian-weighted rating (its rating adjusted for how many reviews it has compared with the Saginaw category average), how recently we verified its details, and how complete its listing is. Scores and ranks are stored, so the order only changes when the underlying data changes.

Read the full methodology

Ask Noemic: best banks in Saginaw

Banks in Saginaw, MI: common questions

Which locations in Saginaw, MI have the strongest Google ratings and review counts?
Health Advantage Federal Credit Union has the highest listed rating at 4.8 from 13 reviews. Team One Credit Union combines a 4.6 rating with the largest review count, 213. Financial Plus Credit Union has a 4.4 rating from 153 reviews, while Chase Bank on Court St has 4.3 from 24.
Where can I find free checking and digital banking in Saginaw, MI?
Financial Plus Credit Union at 1837 Bagley St lists free checking and savings accounts alongside 24/7 digital banking. The branch also offers auto loans, mortgages and business services, with weekday hours of 9 a.m.–5 p.m.
Who can join Family First Credit Union in Saginaw, MI?
Membership is open to anyone who lives, works, worships or attends school in Saginaw County, Bay County, Midland County or Genesee County. Its eligibility also includes people related to a member by blood or marriage, foster children living in a member’s household, and pension-receiving retirees age 55 or older residing in those counties. The branch is at 1011 N Michigan Ave, Saginaw, MI.

Also nearby